Cookie Policy

What Are Cookies and Tracking Technologies?

Cookies are small text files that get stored on your device when you visit websites. Think of them as digital breadcrumbs that help the site remember who you are and what you've been doing.

But cookies aren't the only technology we use. Here's what else might be working behind the scenes:

• Web beacons – tiny transparent images embedded in pages or emails that tell us when content has been viewed
• Local storage – a way to save information directly in your browser for faster access
• Session identifiers – temporary tags that keep track of your current visit
• Device fingerprinting – collecting information about your device configuration to recognize it across visits

The Different Types of Tracking We Use

Not all cookies serve the same purpose. We've broken them down into categories so you can see what's essential and what's optional.

Essential Cookies

These keep tarloeoniq.com running. When you log into your account, we need to remember who you are as you move between pages. When you're reviewing sensitive financial information, we need to make sure you're the only one who can see it.

You can't opt out of these—they're necessary for the site to work. But they don't track you across other websites or collect information beyond what's needed for basic functionality.

Functional Cookies

Say you prefer viewing your account dashboard in a certain way, or you've set up custom filters for transaction history. Functional cookies remember those choices so you don't have to reconfigure everything each time you visit.

These make your experience more convenient, but they're not strictly necessary. If you disable them, the site will still work—you'll just need to reset your preferences more often.

Analytical Cookies

We track how people use tarloeoniq.com to spot problems and find opportunities for improvement. For example, if we notice that most people abandon a particular form halfway through, that tells us something's wrong with the design.

The data we collect is aggregated and anonymized. We're looking at patterns, not individual behavior. We use this information internally—we don't sell it or share it with advertisers.

Marketing Cookies

These help us understand what content resonates with different audiences. If you've clicked through from a partner site, we might use a cookie to track that referral so we know which partnerships are valuable.

Marketing cookies can also help us avoid showing you the same message repeatedly. If you've already signed up for our newsletter, there's no point showing you a signup prompt every time you visit.

How Long Do Cookies Last?

Different cookies have different lifespans depending on their purpose. Here's what you need to know about duration:

Most of our functional and analytical cookies last between 6 and 12 months. Marketing cookies might persist for up to 24 months, though we regularly review and refresh these timeframes based on actual needs.

Taking Control of Your Cookie Preferences

You're in charge here. While we think cookies improve your experience, we respect your right to limit or disable them entirely.

Browser Settings

Every major browser gives you control over cookies through its settings. The exact steps vary, but the principles are the same across all platforms.

Third-Party Services

We work with select partners who provide services that enhance tarloeoniq.com. These might include analytics platforms, content delivery networks, or customer support tools.

When you use our site, some of these partners might place their own cookies or tracking technologies. We choose partners carefully and require them to handle data responsibly, but their privacy practices are governed by their own policies, not ours.

Common third-party services we use include:

• Analytics providers who help us understand site performance and user behavior
• Communication platforms that power our customer support chat and email systems
• Content delivery networks that make pages load faster by distributing files geographically
• Security services that protect against fraud and malicious activity

Mobile Apps and Other Platforms

If you use tarloeoniq through a mobile app rather than a web browser, we collect similar information but through different technologies. Mobile identifiers, in-app analytics, and push notification tokens serve functions similar to web cookies.

You can control these through your device settings. On iOS, check Settings > Privacy. On Android, look under Settings > Google > Ads. Most mobile operating systems let you limit ad tracking or reset your advertising identifier.

Changes to This Policy

Technology changes. Regulations evolve. Our services grow. So this policy isn't static—we update it periodically to reflect current practices.

When we make significant changes, we'll let you know through a notice on our site or via email if you have an account with us. The "Last Updated" date at the top of this page tells you when the most recent changes were made.

We keep previous versions archived. If you want to see what's changed over time, just reach out and we'll provide the relevant historical version.